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Alvarez — Water damage, 4412 Cypress Bend
The carrier reserves all rights under the policy.
Ridgeline Mutual reserves all rights under the policy, including the right to deny coverage in whole or in part under the repeated seepage exclusion at Section I.B.3.
Names the exclusion we are actually relying on. Without it the reservation is generic and weaker on a later denial.
Our investigation remains open pending the 2023 repair invoices requested from the insured on 14 August 2026.
Ties the reservation to an outstanding document request, which keeps the file defensible if the insured argues delay.
Payment of any amounts hereunder shall constitute a waiver of no rights whatsoever.
Duplicated by the non-waiver paragraph two lines down. Cut it.
Claim no. RM-2026-4412
Claim no. RM-2026-04412 · Policy HO-884-0221
Corrects the claim number and adds the policy reference the insured's broker asked for.
Direct questions to Marcus Ely, Senior Adjuster, marcus.ely@ridgelinemutual.com.
Routes replies to the handling adjuster rather than the general claims inbox.