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Marrow — Water damage, 118 Ellwood
PropertyClaims — Property · 4water damagesettledcomparable
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MEMarcus Ely
Closed 18 January at $61,500. Use it as the seepage carve-out comparable.
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Janine Marrow reported this loss on 3 Oct 2025, following a loss date of 3 Oct 2025. Supply-line water loss settled at $61,500 in November 2025. Kept as a comparable for scope and settlement range on similar residential water claims. Policy HO-8612440 under Property — Homeowners, handled in Bexar County, TX. Current status is resolved; the reserve stands at $61,500.
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No coverage issue stated yetlow confidence
Position: Under review
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Resolves itA coverage position is written once the inspection and statement are in.
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Complete the inspection and the recorded statement, then take a coverage position.
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Scoped to Marrow — Water damage, 118 Ellwood — every document, chat, note and task on it.
Does the seepage exclusion apply to this loss?
Partly. The supply-line failure is a sudden and accidental discharge and is covered. Three of the four elevated moisture readings sit beneath the area repaired in 2023, and the staining there predates June — that portion falls inside the repeated seepage exclusion at § I.B.13. My read is pay the sudden event, decline the seepage portion, and keep the reservation of rights live on the balance.Field inspection reportHO-3 form § I.B.13
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