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Delacroix — comprehensive coverage and the hail estimate

Delacroix — Comprehensive, hail · RM-2026-04702
Quick
Delacroix hail claim — is this comprehensive, and does the estimate hold up?

Yes, comprehensive applies, and the estimate is close to right — $640 high.

Hail is squarely a comprehensive peril; the $500 deductible applies and there is no collision issue here. NOAA confirms 1.75-inch hail at the garaging address on the reported date.

The estimate prices a full roof panel replacement plus paintless dent repair on the hood and both quarter panels. The photographs support the roof and hood; the driver's-side quarter panel shows one shallow dent that PDR pricing already covers twice in the line detail.

Pay it at $4,210 net of deductible. Nothing here needs a human beyond the duplicate line — call the shop and take it out rather than issuing a supplement later.

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