Drafted. It holds the position open rather than taking one — which is the right posture until the staining age comes back.

The letter does three things: confirms we're continuing to investigate under the reservation already issued, identifies § I.B.13 and the 2023 claim as the specific reasons, and requests the plumbing invoices from 2023 through the present. That last request is the one that actually moves this: if the shutoff valve was never replaced, the seepage argument gets much stronger, and if it was, we should know before we take a position.

One flag for you. We're 41 days into the investigation. Chapter 542 gives us 15 business days from receipt of the items we request to accept or reject once the file is complete, and the delay clock is already running for the Whitfield file on similar facts. Send the request this week.